Accounts through a licensed partner
The roadmap starts with accounts held by a licensed financial partner, in the customer's own name.
FINANCIAL OPERATIONS
Make every payment make sense.
A partner-led financial experience designed to connect business settlements, rider payouts and supplier payments to the work behind them.
Planned in phases; partner-dependent
FINANCIAL OPERATIONSChenji FinancePart of the Chenji Labs product suite
CHENJI LABS01 / 03
01 / THE OPPORTUNITY
Money moves, but the reason for each movement gets lost.
Sales settle in one place, delivery fees are tracked somewhere else, and supplier payments live in another app or notebook. It becomes difficult to reconcile activity with the work that produced it.
For sellers, riders and small businesses that need clearer records of money earned, received and paid out.
02 / WHAT IT DOES
Sales settlement and history
View balances, transactions and receipts tied to the underlying business activity.
Payments linked to work
The product is designed to connect rider payouts to delivery records and supplier payments to orders or invoices.
Transfers and bills in later phases
Bank transfers and bill payments are planned after the initial account and settlement phase.
A clear division of responsibility
The partner holds funds and performs regulated financial services; Chenji provides the product experience and workflow context.
03 / HOW IT FITS TOGETHER
01Business activity creates a payment record→
02A licensed partner processes the financial movement→
03The activity is reflected in the user's records→
04The user can trace the payment to its purpose
Chenji Finance is a roadmap product, not a currently available wallet or banking service. Availability, account terms, KYC, limits and regulated services depend on partner agreements and applicable approvals. Chenji does not plan to hold customer funds.
CHENJI LABS / CHENJI FINANCEBuild a better way
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